Credit Checker Jobs and Job Description



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Job Description and Jobs for:

Credit Checker


Holland / RIASEC Career Code:  C-E-S        SOC:  43-4041.02

Job Description for: "Credit Checker"

 
Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.

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Job Tasks for: "Credit Checker"

Compile and analyze credit information gathered by investigation.

Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.

Examine city directories and public records in order to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.

Interview credit applicants by telephone or in person in order to obtain personal and financial data needed to complete credit report.

Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.

Prepare reports of findings and recommendations, using typewriters or computers.

Relay credit report information to subscribers by mail or by telephone.

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Knowledge Requirements for: "Credit Checker"

Clerical -- Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and other office procedures and terminology.

English Language -- Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.

Mathematics -- Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.

See the education requirements for "Credit Checker"

 

Skill Requirements for: "Credit Checker"

Active Listening -- Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Speaking -- Talking to others to convey information effectively.

Writing -- Communicating effectively in writing as appropriate for the needs of the audience.

Reading Comprehension -- Understanding written sentences and paragraphs in work related documents.

Judgment and Decision Making -- Considering the relative costs and benefits of potential actions to choose the most appropriate one.


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Ability Requirements for: "Credit Checker"

Oral Comprehension -- The ability to listen to and understand information and ideas presented through spoken words and sentences.

Oral Expression -- The ability to communicate information and ideas in speaking so others will understand.

Written Comprehension -- The ability to read and understand information and ideas presented in writing.

Speech Clarity -- The ability to speak clearly so others can understand you.

Problem Sensitivity -- The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing there is a problem.

Inductive Reasoning -- The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).

Written Expression -- The ability to communicate information and ideas in writing so others will understand.

Deductive Reasoning -- The ability to apply general rules to specific problems to produce answers that make sense.


Job Activities for: "Credit Checker"

Getting Information -- Observing, receiving, and otherwise obtaining information from all relevant sources.

Communicating with Persons Outside Organization -- Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.

Processing Information -- Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data.

Documenting/Recording Information -- Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form.

Analyzing Data or Information -- Identifying the underlying principles, reasons, or facts of information by breaking down information or data into separate parts.

Evaluating Information to Determine Compliance with Standards -- Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.

Identifying Objects, Actions, and Events -- Identifying information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events.

Making Decisions and Solving Problems -- Analyzing information and evaluating results to choose the best solution and solve problems.

Interpreting the Meaning of Information for Others -- Translating or explaining what information means and how it can be used.

Judging the Qualities of Things, Services, or People -- Assessing the value, importance, or quality of things or people.



 

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End Of Job Description for: "Credit Checker"